• How do I get a loan?
o In order to provide you with the best service possible, please contact ICI for detailed information regarding your personal loan.

• Can I still apply for a loan even if I have bad or not-so-good credit?
o Yes! We gladly accept all credit applications!

• What documents do I need to get a loan?
o A valid driver’s license, proof of utilities (phone bill, water bill, electricity bill, etc.), proof of income, auto insurance, and references are all you need.

• What will be my monthly payment?
o Monthly payments depend on the amount financed, the length, and the interest rate for your personalized loan.

• What types of payment do you accept?
o Currently we accept check, money order, cashier’s check, online payment, travelers check, and cash.

• Do you accept payments over the phone?
o Currently, we do not accept payments over the phone.

• Where can I make my payment?
o Payments are accepted through the mail as well as payments in our office.

• What happens if my payment is late?
o In the event that your payment is late, there will be an additional charge to your regular monthly payment.